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Harvard

Harvard is a city located in McHenry County, Illinois, approximately 7 miles (11 km) south of the Illinois/Wisconsin border. The population was 9,447 at the 2010 census. The city is 63 miles (101 km) from the Chicago Loop, and it is the last stop on the Union Pacific/Northwest Line. (Source: Wikipedia)

Housing stock map

See the share of the area's total housing units that are in single family homes, condominiums, two-to-four unit buildings, buildings with five to 49 units, and buildings with 50 units or more.


The Composition of Cook County’s Housing Market >

Housing market indicators

All of these property level data sets are connected to parcel-level data files from the county Assessors offices that include data on every parcel in the Chicago metropolitan area. All of these parcel-level data sets include historical data and are updated on a regular basis ranging from every week to every year depending on the data set.

Property Sales Activity

This indicator provides information on how active local residential property markets are, what types of properties are being purchased, who is buying them, and how much buyers are paying for properties.

Total Sales Activity

This is the total number of property sales in a given year. In Cook County, data are broken out separately for total sales activity on single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units. Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 284 262 148 118 96 82 89 81 112 131 103 136 130 128 135


Sales per 100 Residential Parcels

This indicator allows users to compare the level of property sales activity across geographies. This data point represents the total number of sales on all residential parcels divided by the total number of residential parcels in a given year, multiplied by 100.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 11.6 10.7 6.0 4.8 3.9 3.3 3.6 3.3 4.6 5.3 4.2 5.5 5.3 5.2 5.5


Share of Sales, Business Buyers

This represents a range of investor types from small mom-and-pop investors to large Wall Street-traded equity funds. Heightened levels of single family homes purchased by business buyers is often indicative of a distressed and low priced inventory of homes, and low demand for owner-occupied housing in a neighborhood. In Cook County, this data point is available as the share of total sales activity where the buyer was a business entity by property type (single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units). Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 7.7% 7.6% 3.4% 5.9% 6.3% 14.6% 7.9% 8.6% 21.4% 13.0% 19.4% 13.2% 14.6% 10.2% 9.6%


Share of Sales, Extremely Low Value

This represents the percent of sales that were purchased for less than $20,000 in a given year. In Cook County, this data point is available as the share of total sales activity that sold for less than $20,000 by property type (single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units). Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties -- -- -- -- -- 1.2% 1.1% 1.2% 5.4% 5.3% -- 2.9% 1.5% 0.8% --


Mortgage Activity

These data measure the flow of mortgage credit into an area and indicates the level of lender investment. The level of mortgage activity in a neighborhood relative to other areas can assess how access to credit has changed over time in a community and how the flow of credit differs across geographies and for different property types.

Total Mortgage Activity

This is the total number of mortgages in a given year. In Cook County, data are broken out separately for total mortgage activity on single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units. Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 747 655 454 328 241 194 153 216 240 190 158 227 217 177 218


Mortgages per 100 Residential Parcels

Mortgages  per 100 Residential Parcel


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 30.5 26.7 18.5 13.4 9.8 7.9 6.2 8.8 9.8 7.7 6.4 9.3 8.8 7.2 8.9


Foreclosure Filing Activity

This is an indicator of distress in a local housing market and viewing changing levels of activity allows for an understanding of the evolving nature of the foreclosure crisis in a neighborhood.

Total Foreclosure Filings Activity

This is the total number of new foreclosure filings in a given year. In Cook County, data are broken out separately for foreclosure filing activity on single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units. Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 32 54 75 88 104 101 92 108 64 45 31 33 30 21 22


Foreclosure Filings per 100 Residential Parcels

This indicator allows users to compare the level of foreclosure filing activity across geographies. This data point represents the total number of foreclosure filings on all residential parcels divided by the total number of residential parcels in a given year, multiplied by 100.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 1.3 2.2 3.1 3.6 4.2 4.1 3.8 4.4 2.6 1.8 1.3 1.3 1.2 0.9 0.9


Cumulative Foreclosure Filings Activity



Property Type 2019
All Residential Properties 28.5%


Foreclosure Auctions

These are properties that have completed the foreclosure process. Understanding foreclosure auction activity helps determine the flow of year-over-year of REO (real estate owned) properties into a market, how third-party demand at auctions differs based on property types, and the density of REO activity across geographies. The level of completed foreclosure auctions activity in a neighborhood indicates distress in a local housing market.

Total Auction Activity

This is the total number of completed foreclosure auctions in a given year. In Cook County, data are broken out separately for total auction activity on single family homes, condominium units, two-to-four unit buildings, and in buildings with five or more units. Outside of Cook County, data are for all residential parcels.


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 11 22 28 51 34 49 27 58 58 49 38 21 13 18 10


Share of Auctions Resulting in REO

This is the percent of completed foreclosure auctions in a given geography where there were no bidders and the property became bank-owned REO (real estate owned).


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 90.9% 86.4% 100.0% 96.1% 100.0% 98.0% 100.0% 98.3% 82.8% 87.8% 81.6% 76.2% 61.5% 72.2% 40.0%


REO per 100 Residential Parcels


Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
All Residential Properties 0.4 0.8 1.1 2.0 1.4 2.0 1.1 2.3 2.0 1.8 1.3 0.7 0.3 0.5 0.2


Population and Age

Population and Age


Indicator Value
Total Population 9,281
Share of Population Aged under 18 32.2%
Share of Population Aged 18 to 44 37.5%
Share of Population Aged 45 to 64 20.9%
Share of Population Aged over 65 9.4%


Race and Ethnicity

Race and Ethnicity


Indicator Value
Share of Population that is White 50.5%
Share of Population that is African American 0.1%
Share of Population that is Hispanic or Latino 48.3%
Share of Population that is Asian 0.2%
Share of Population that is Some Other Race 0.9%


Household Income

Household Income


Indicator Value
Total Households 2,988
Share of Households with Income Less than $25,000 21.7%
Share of Households with Income $25,000 to $50,000 24.7%
Share of Households with Income $50,000 to $100,000 38.0%
Share of Households with Income $100,000 or More 15.6%


Poverty Rate

Share of Population that is under the Poverty Level


Indicator Value
Share of Population that is under the Poverty Level 14.1%


Resident Tenure

Total Households


Indicator Value
Total Households 2,988


Share of Households that are Owner-Occupied


Indicator Value
Share of Households that are Owner-Occupied 53.3%


Share of Households that are Renter-Occupied


Indicator Value
Share of Households that are Renter-Occupied 46.7%


Cost Burdened Households

Share of Owner-Occupied Households that are Cost-Burdened


Indicator Value
Share of Owner-Occupied Households that are Cost-Burdened 19.5%


Share of Renter-Occupied Households that are Cost-Burdened


Indicator Value
Share of Renter-Occupied Households that are Cost-Burdened 52.5%


Share of All Households that are Cost-Burdened


Indicator Value
Share of All Households that are Cost-Burdened 34.5%